BUYER ELIGIBILITY APPLICATION


The Buyer Eligibility Application is only available via personal invitation from SCHA.
If you are looking to apply for a specific property, please email [email protected]. 

The SCHA determines if your an eligible buyer for deed-restricted properties, per the property’s Restrictive Covenant criteria. In order to qualify, you MUST have a specific property address in order to complete this application – exceptions may apply for new construction lotteries. The Buyer Eligibility Application is only available via personal invitation from SCHA. If you are looking to apply for a specific property, please email [email protected].

Applicable documents to have on hand:

  • A Verification of Employment Form (filled out by your supervisor or HR representative) for all W-2 wage employment (seasonal jobs included). The VOEs are valid for 60 days from time of signing at which time a new form will need to be completed. 
  • Two most recent paystubs for all current jobs (including any seasonal jobs)
  • Two most recent years of Federal Tax Returns (personal and business returns, if applicable) including all forms/schedules filed with the IRS (for Employment & Income applications)
  • All W-2s for current employers and/or all W-2s that contributed to most recent Federal 1040 Tax Returns (for Employment & Income applications)
  • If self-employed or a contractor: information relative to your business and your services/goods offered (application will guide you through required Self-Employment information)
  • 1099 tax documents if you are contract worker, or if you had any Unemployment Income (for Employment & Income Applications)
  • An unexpired first-time homebuyer class certificate (12 months from time of signing) OR agreeing to obtain a certificate prior to the closing date.
  • Pre-qualification letter from a mortgage lender or documentation of source of funds. (pre-approval letter is recommended but we will also accept a prequalification letter. If not using a lender other documentation of the source of the purchasing funds will be required. Contact SCHA for details)

The application will walk you through any other documentation you may need depending on certain variables. SCHA may request follow up documentation as deemed necessary for the processing of your application.